Texas disclosures

Two different documents live on this page. The first is the notice Texas requires every licensed mortgage company to post on its website. The second is a disclosure you receive on paper when you submit an application. They are not interchangeable, and one does not replace the other.

Consumer complaint notice

Posted as required by 7 TAC §56.200(c). Reproduced exactly as prescribed.

If you have a complaint about a mortgage company or a loan originator licensed in Texas, this is how you file it.

Figure: 7 TAC §56.200(c)

Form last revised 12/06/2024

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

Download the official form (PDF, opens on sml.texas.gov)

What you receive when you apply

When you submit an application, we hand you this disclosure. It explains how we are paid and that we act as an independent contractor, not as your agent.

This is an application-packet document under 7 TAC §56.200(b). It is not the website notice above, and posting it here does not take the place of receiving it when you apply.

Figure: 7 TAC §56.200(b)

Form last revised 04/10/2025

TEXAS MORTGAGE COMPANY DISCLOSURE

Pursuant to Texas Finance Code Section 156.004, you are notified of the following:

We will either submit your loan application to a participating lender or make your loan ourselves. In connection with this mortgage loan, we are acting as an independent contractor and not as your agent.
We will be compensated in compliance with the federal Truth in Lending Act and Regulation Z (see 12 C.F.R. § 1026.36(d)) (if applicable).

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

Download the official form (PDF, opens on sml.texas.gov)

Licensing

You can verify both licenses yourself through NMLS Consumer Access. Nothing on this page requires you to take our word for it.

Company: Montel Mortgages LLC NMLS #2298476
Loan originator: Gabriel Montelongo NMLS #1988273